“Get a House and Grow Your Roots”: A “gypsy” woman’s response to criticism

Rare that you see a woman of color and her miniature belly dancing on a beach right? But yes this is us! So much about us makes us such a rare bunch ๐Ÿ’™

“Your family is like a gypsy family… no school, moving here moving there. Get a house! Grow your roots in one place” she said to me. The former statement was such a compliment to me and I immediately lit up when I heard it. The latter was the worst advice anyone could have given me, but it was understandable considering the source. Only the people who truly know me would understand why. If you have been a follower of Millennial Mom and have been keeping up with the changes I have made in my life, you know why too.

The words the woman said to me went in one ear and out the other. I felt sad for her! That although leaving her home country full of culture years ago to migrate here to the states (to find whatever she was seeking), she ultimately stopped seeking and became complacent with following the norm. Chasing money, working long hours at one job, finding little time to vacation, and accumulating large debt to live a dream that many of us are not privileged to comfortably live. For most people, this routine is the only way to live. And many people do it with or without complaint; I respect and commend the people who have chosen to live this dream. Then there are those of us who struggle and need a more sensible way to live. For me, this routine derails me from my ultimate goals and dreams. Goals and dreams that I’m repeatedly questioned about and sometimes criticized for having. So I write this post to share why I’m committed to living Tea’s Dream opposed to the one that we often refer to as the American Dream (abbreviated here as AD). And sharing how I often respond to the tough critics who simply do not get it.

Thus far in my life, I’d say I’ve come very far and accomplished a great deal. At one point, I was on the path of living this AD and was very much in agreement with it. Then one day I began to question why we strive for this one dream even when it makes life that much harder for some of us. When pondering this, I was specifically focusing on our practice of assuming large debt for higher education, the purchase of homes that will take long years to pay off, and for the purpose of buying/leasing vehicles. My thoughts initially began following a trip abroad. I remember traveling to the Philippines and being invited by our Tuk-Tuk (a motorized bike taxi) driver to his house. I was shocked to see what the driver and his family called home and I immediately felt bad for them. I didn’t want to accept a drink or the snacks that they offered us, fearing that they may not have had enough for themselves. The driver noticed my reluctance to take what he and his family were offering and then politely taught me something. He reminded me that “mini me” and I were his guests, told me that he was delighted to offer us refreshments, and said that the Philippines is not like America where his sister is a nurse. He stated that “we have much less and we are happy too”. I have since replayed this exchange in my head for the last three years because the meaning and the lesson in this conversation is so deep. Based on what I walked away with, I am constantly evaluating my life and the things that I choose to value.

Prior to shifting my focus toward a new way of living, the AD was something that I valued greatly and it was something that I was determined to achieve. My dedication started in the area of education. My education has always been important to me as I understood early on, how it would impact my ability to sustain the lifestyle that I wanted. Because of this, I was sure to take it serious from the very beginning. I finished high school in great standing and immediately went on to college despite hardship (read about it here). I knew exactly what I wanted to study and planned for it. One thing that I didn’t think through completely was the expense to obtain higher education, especially at the graduate level; and how this would impact me after completion of my degree. This topic isn’t one thoroughly addressed in school either so if you’re not learning this at home or on your own, you learn the hard way later on. But that’s a topic for a different post. Anyhow, I was fortunate to be a recipient of over $60,000 in scholarship funding which made my education affordable. However, practicum hours (3,000 plus) and maintaining the cost to live in NYC while completing my degree and work experience requirements, as a single mother, required me to secure loans to stay afloat. Luckily, the full cost of my education was covered.

Graduating with my M.A. in Forensic Mental Health Counseling from CUNY John Jay College of Criminal Justice, May, 2014.

After completing school and advancing my career, I started working to pay off loans while managing the expense of rent, my vehicle, childcare, and other bills. After a while I began to ask myself “is this life? Is this what I’m expected to do for the rest of mine? And for people like myself who are far from financial wealth, how do you comfortably make this work?” So I began plucking the brains of the people in my life who I believed to have responsibly done it; people I looked up to as good examples. Sadly, the advice I was given took me in a circle and I was right back where I started with the same questions. “New home buyer programs, leasing vs. financing, and repayment plan options” for loans were things I was told to consider. I was already aware of these things and was expecting much better advice. I ultimately decided that instead of looking outward for answers as I often tend to do, I was going to flip things and reverse it (yes I sang Missy Elliot “work it” as I wrote that). I was going to look inward, see what I needed, realize what I could live without, better understand what would make me happy at the end of this life, and change my life’s trajectory. I was going to begin moving according to a new plan that took all of these things into consideration. And so I did! You can read more about the specifics of my journey if you haven’t already, throughout my blog posts including:

Our Road to Happiness: finding an alternative way

Journey to Tiny House Living: moving from one box to another? … Why?

A New Life Aligned: Meditation and Travel

Our Home… Her School: homeschooling for us

Major changes that I made related to the things at the core of the AD…. my job, my home, and the education that I afforded my daughter. I drafted a plan where we would end our expensive life in one place and instead take on a more affordable life in multiple places (countries). We would spend less time apart for the purposes of learning and working to do so while together, moving at our own pace, according to what was right for us as a family and as individuals. And I recently factored in saving to buy an unconventional home (a tiny house) outright to eliminate the debt and commitment that comes with the purchase of a traditional home, and the senselessness that exists by renting a home that will never be ours. With the amount of research, pros and cons lists, and exploration that I put in prior to setting these goals, I often feel confident with my decisions and plans. In addition, I have always believed that my resilience, hard work, and dedication to my life success have proven my ability to make the most challenging situations into something polished. Although these are my sentiments, it’s not something that everyone can see. And because of this, I often feel pressured to explain and respond to tough criticism regarding my life plans, although I understand that I don’t have to.

“No traditional school for your child? No 9-5 job? No plan to purchase a traditional home? Extended travel for months at a time?” These are some of the questions I’m often asked with pre-judgment, from those inquiring. I was once told that my plans and lifestyle are “careless” and “irresponsible”. The only reasoning I was provided was because there is “no stability and foundation” for my family based on my plans. And for the longest time I thought about these two concepts: stability and foundation and how subjective they are. From person to person, these things have different meanings. From person to person, our needs, wants, and circumstances all differ. So we should therefore strive to attain whatever it is that satisfies these things for us individually. As much as I believed in the past, that this is what most people do, I learned otherwise during the course of answering questions and responding to criticism about my practices. I started to feel as if I was viewed in a negative light for wanting to live an alternative lifestyle with benefits for my entire family. And this was quite bothersome because people have provided me little support for why they believe what I am striving for to be so careless. Thankfully such feedback hasn’t changed my mind about what I hope to accomplish and I am grateful for these conversations.

I have engaged in numerous talks (many happening thanks to my shares here on Millennial Mom) where I have clarified many misconceptions regarding some of my family practices such as homeschooling, extended travel, and journeying to live tiny. I have given many people something to think about and have received great responses … even from complete strangers. In addition to the many other things that I value, such dialogue is important to me. As I constantly evaluate my practices vs. my purpose (blog post coming soon) I hope to encourage others, and stimulate more independent thinking and living.

In my 30- years (I just celebrated another year on 5/22), here’s what I have discovered. As a people we’ve gotten too accustomed to following an outline, the majority, or the norm; being told what to think and how; feeling pressured to live a particular lifestyle out of fear, straying away from doing our own searching, and failing to truly follow what our hearts want. In my counseling work and personal life, I see this pattern too often. I repeatedly learn about the dreams that people wish they followed, why they didn’t, and the mistakes they made. Pressure from parents, desire to please the spouse, need to comfort the kids… all common responses I’ve heard about reasons dreams and plans got away from people on particular paths. I’m eager to not make this my life as I value maintaining genuine happiness and persistently attaining new knowledge much more than following what society believes is right for me. I am dedicated to navigating life’s journey according to my purpose. So I have regular check-ins with my heart and present my findings to my brain. Recently after doing so, I had to ask myself a series of questions to see just where I stand in relation to tho AD.

This clean illustration by lawyer and cartoonist Victor Chew captures how I view the AD oh too well!!! @victorexpat IG

Is it responsible to purchase a home or car that I’ll have to work and pay for, for a significant part of my life? Maybe

Is this something I could do? Yes, miserably and uncomfortably

Is this something I want to do? Absolutely not.

Is it considered “living” to me if I settle in one place, commit to working for 40 plus years at job to secure retirement and pay for material things? Not At All!!!

Here’s why:

In my life I hope to continue making as many countries in the world, our home! I’d rather pay for my children to live like royalty at a price that leaves me feeling content rather than fearful. I wish to eliminate the stress from my husband, of having to work long hard hours just to cover our basic expenses. I will live and love in a space that provides just what my family needs at a cost that allows me to make greater investments… like the purchase of farmland that my daughter asked me about, one year ago where we will one day park a tiny home and grow what our stomachs and hearts desire. I yearn for the freedom to go where my heart leads me and where the universe calls me without any burdens to hold me back. All of this is for the purpose of our genuine happiness that I first wrote about at the start of Millennial Mom. And that comes with making more memories minus all the materials, seeing new places, people, and cultures, and continuing to find peace in our minds and body, in nature. Today I’m just praying for my family’s continued faith that there is more than one way, and their understanding that the universe always has our backs. I’m far from crazy, or lazy, or careless. I’m simply trying to help my family grow without sacrificing the things that mean the most.

So the the masses that say, “grow your roots”, my roots are grounded! My trunk is grown, my branches are in place… just wait for the twigs and leaves/flowers to come. They will be a beauty and with the seasons they will change ๐Ÿ™๐Ÿพ. (As if I don’t have a enough to do, I am in the process of painting an oil on canvas piece as self-therapy, that I’ll call Tea’s Tree. I will share in a future post when I’m finished so look out for that.) And the people who see me as a “gypsy”, I’m flattered, thank you!

It felt good sharing this with my readers. I hope you take away the message that not everyone is going to get you. But don’t let that hinder you from doing you. We all know what’s best for us and although our choices may not always reflect that, they are things that we must live with and learn from ๐Ÿ’™. If this post gave you a thought, or inspiration, drop a comment or emoji below (I love them). Have questions, advice, or feedback? Let a mama know. Until next time…

Xoxo,

Millennial Mom

“Instead of buying your children all the things you never had, you should teach them all the things you were never taught. Material wears out but knowledge stays” – Bruce Lee

We Laugh at “Lucky”… Respect “Resourceful”, and We Are Blessed: the answer to how we are able to travel the way we do!

Happy to share my love for nature and travel with them at such early ages ๐Ÿ’™

If you should know one thing about me as a Millennial Mom, you should know about my obsession with travel; and more importantly my dedication to sharing such experiences with my children. If you’re a close friend or family member, you can probably recall the number of times that I said (in the past) that my dream was to stay at home with my children and travel the world with them. And would you look at that, that dream is exactly the dream I am living today. So many people ask us how we travel the way we do, assume that we are “rich”, or comment that we are “lucky” (hah… I don’t recall much of anything that happened in my life being as a result of luck lol). However, I can assure you that what we do is no thanks to any stashed fortune or luck. So I write today to share just how we are able to travel for extended periods as a family. At present, “family” meaning me and my two littles as hubby has stayed behind to work during our recent adventures. I hope my practices inspire someone to try it too. (If you’re looking for more content on this topic, check out my blog post on Budget Travel.)

Me and my “littles” A’Bree (9) and A’Brahm (8-months) ๐Ÿ’™๐Ÿ’“

Now before I jump into any of the logistical stuff regarding how we travel, I must first highlight the two overall reasons we are able to make this dream life our reality. Reason one is… WE ARE BLESSED. Plain and simple! We would not be able to live this dream without the man above hearing my countless prayers, seeing my heart, and putting opportunities in my path. Call me crazy for believing in this way but I see no other way. I am blessed that my energy has guided my family and I to places that give us just what we need in terms of healing, peace, and balance. We rarely travel to places that we are familiar, or where we know people. We always venture out in search of the things I’ve just mentioned. And this is a part of the reason why meditation has become a big part of our world. But I won’t get too deep into this subject just yet. It’s a topic for a future post. Just understand that in a nutshell, we are blessed and I’m a mama very much in-tune with the universe.

Sometimes the only way you can see your next step, is through prayer and meditation… Falling to your knees with an open heart. I teach this young!

Not only are we blessed to live this life, but we are RESOURCEFUL. We have learned to seek out the things that help make our dream life possible. Two of the things we sought out prior to taking on this traveling lifestyle were my job which is remote and a homeschooling routine for “mini me”. Being able to work and school from home makes this dream life doable while keeping up with the two things we must do; work and study. Prior to traveling and as we travel, there are a few things that we do which allow us to keep traveling and spending extended time away from home. To start, we…

1. Plan Ahead

We plan ahead as much as possible prior to traveling for the purpose of budgeting, saving, and planning out our school and work schedules. If we were last minute travelers, we probably would not be able to continue traveling as frequently as we do. I have a book that I call my “life journal” which has a section dedicated solely to travel. This journal helps me with planning trips, noting wish list destinations, comparing travel costs, and tracking the best places to travel based on cost/season. Inside, there are trips organized as far as one year in advance. I have an old journal just for travel which I now look back on to see how I mapped out our long-term international trip. In that journal, I made a savings plan, made to/do lists, highlighted things to be purchased liked backpacks and travel insurance (Allianz Global), and tracked my planning weekly and monthly. It has become a resource for me and brings back great memories when reading through it. I encourage anyone looking to take on any big venture to get a journal dedicated to keeping track of your goal(s) as it is extremely helpful and motivating.

My ” target=”_blank” rel=”noopener”>ย “Life Journal” with these cool holographic scratch notes that can be found here

I recently planned an upcoming surprise trip for my mama’s birthday in a span of six months, where we will live like “royalty” for one week. There will be 6-8 of us traveling together. The planning time for this trip allowed me to secure travel and accommodation options for everyone within a very inexpensive budget (under $3k to be exact). The accommodation that I found would cost me a fortune if I waited to book it, so planning ahead was essential for planning this surprise trip and saving. Now there are occasions where I plan last minute trips. During these instances, I simply research multiple sites for airfare and look into different types of accommodation before booking anything. Which brings me to my next point…

2. Shop Around

We never book the first thing that we see. We research plane tickets on multiple sites prior to booking them and roll with whatever is more affordable. Sometimes that means booking from an airline directly. Other times it means booking through our favorite sites like Momondo, CheapOair, Skyscanner, Priceline, or Orbitz. There are occasions when we book roundtrip flights and other times that we book one way options. Sometimes booking a one way flight saves you a ton of cash so it’s important to look prior to just rolling with a round-trip ticket. Again, we always go with what’s more affordable.

  • In regards to accommodation, we choose between hotels, Airbnb-s, and VRBO-s (Vacation Rentals by Owner ). Most times we rock with Airbnb-s (sign up using my link at the end of this post, to earn $40 to use towards your first stay). With this type of accommodation, we like that we get to rent nice spaces that feel like home, and love that such places have kitchens where I can cook. This saves us money when it comes to dining and we typically choose to eat out for only one meal which is lunch/dinner. While traveling out of the states, securing inexpensive accommodation is pretty easy; simply by walking around and communicating with locals or booking online through the platforms I’ve just shared. One perk we found while booking hotels and hostels abroad, was that breakfast was almost always included. And the low cost of living in different countries allowed us to dine at tons of restaurants for a fraction of what it would cost at home in NYC. Now on to my next point….

Some fun accommodation that we recently found via Airbnb and stayed in… a yacht in Key Largo, FL and a converted school bus in Homestead, FL.

 

3. Budget, Work, and Save

After booking trips, we come up with a budget of what we anticipate we will spend for the time that we will be away. I come up with an estimated budget based on what activities we will do and considering the area we will be in. The website Numbeo helps me greatly with budgeting. “Mini me” is typically responsible for coming up with the itinerary of things to do. This is mainly because we always connect travel and homeschooling (aka “worldschooling”). I like for my daughter to find things to do related to her interests/studies and I guide her when needed. (If you’re interested in learning more about how we school at home, check out my post Our Home… Her School.) After coming up with an anticipated budget, we then work and save. Not for the upcoming trip, but for future trips. We have funds allocated to travel and after we tap into our fund for a trip, we work to replenish it. Now when I say “work”, it’s not just my job that brings in income for travel. We save:

  • Money that “Mini me” earns from collecting bottles
  • Cash back rewards from shopping and credit cards
  • Money we make from selling our gently/unworn clothing (check out my Poshmark closet for some chic finds).

Our earnings from these hobbies are never a lot but they do add up. The biggest earnings we made came after we cleared out our apartment in Brooklyn, NY by selling everything. We used the funds we made to pay for a good portion of our South/Central American adventures. When it comes to saving, my goal is always to save at least half of the amount that I anticipate we will spend on a trip before we depart. Sometimes things go according to plan and other times not so much but it’s always good to have a goal. And whenever we are about to get on the road, my stress levels are low so I’m not too overwhelmed if I don’t meet my goal. The last thing that we do to make it so we can keep traveling is…

All smiles before take off ๐Ÿ˜Š๐Ÿ’™

4. To Continue Traveling

Lol! So long as we continue to roam and fall in love with new places, new foods/cultures, and new people, the desire to travel will always be there for us. Since the day that Bree and I got the travel bug about five years ago, we have found that traveling only feeds that bug more. And since that time, we have continued to travel as often as we can. We make it our number one priority to always seek out places that work within our budget. While we travel, we practice a few habits that allow us to keep costs low on our trips which include:

  • Cooking at least one meal in our accommodation
  • Packing snacks to take on outings
  • Filling our itinerary with free and low cost activities (botanical gardens, museums, national parks, libraries, beaches, etc)
  • Walking places whenever possible
  • Limiting our shopping and collection of items to take back home

However, much of the savings come with choosing the right destination based on the cost/season and shopping around for airfare. We use a number of resources to help us budget and know when and where to travel. For our international trip, we heavily utilized author & blogger Matthew Kepnes’ site Nomadic Matt to help choose travel destinations, create an itinerary, and decide when to travel. The website Rome2Rio is my go to, to learn the best/most affordable ways to get around. As I previously mentioned, Numbeo.com helps me budget travel domestically and internationally. This site breaks down the cost of living in any region down to how much you can anticipate to pay for eggs lol. I pray that the day will come when I will be able to eliminate this form of planning prior to taking a trip. But for now, as long as we remain a lower middle-class family trying to make ends meet in one of the most expensive cities in the world, while still trying to follow our hearts and dreams, this is what we must do.

The view from our plane window, heading to Milan, Italy.

I hope someone found this read inspirational, interesting, and helpful. Travel is big on our agenda for 2019 and I cannot wait to finish our two series “Oh the Places We’ve Been” and “Oh the Places We’ll Go”, to share with our readers. In addition, I will soon be blogging about remote work options and things to make money before/while traveling ; as I know many people are mostly interested in finding income to sustain travel. We are currently on a fun adventure in the Florida Keys, and have one upcoming trip at the end of the month. I won’t spoil our future blog posts by sharing any details now, so stay tuned! Until next time…

Xoxo,

Millennial Mom

Not down with Airbnb yet and looking for more than a hotel stay while traveling away from home? Sign up using my link and earn $40 to use towards your first booking:

https://abnb.me/e/lEOUWKDEbV

Are you also a nomad with tips to share? Are you a parent interested in trying out travel with your little(s)? Do you like to travel but need to learn how to be more resourceful or want to use my skills? Drop a comment below or message me!

Living “Lavishly” on Less Than $25k: extended travel on a budget

Hiking on up to Machu Picchu, Peru

Over the past few months I have repeatedly been hit with the question “how did you do it?? Wasn’t traveling for 7 months expensive??? And from this, I felt it important to share my tricks and tips on financially making extended travel possible on a budget.

The answer to the most commonly asked question that people pose when learning about our journey is no! Traveling for 7 months was not expensive and it is totally possible. So here is what we did.

We live for an amazing sunset! Puerto, Viejo, Costa Rica

1. Planned like crazy

We initially analyzed our monthly expenses in New York City to simply be reminded how ridiculously expensive things were for us. We then considered places we wanted to visit and began comparing the cost in those areas to what we spent in NYC monthly. After we completed a list of places we wanted to visit, we calculated the average cost for a family of three to live there for one month, and threw in a few hundreds extra just to be safe. We calculated a budget for the 7 months and got busy saving.

2. Saved our coins

Once we learned how much money we would need for our journey, we got busy saving. Being that our expenses in NYC were high, saving was challenging so we had to get creative. We started a savings jar that we contributed loose change to daily. We cut out eating out and put the money that we would typically spend on lunch into our saving fund. We collected bottles and would return them to the market each month to receive a bottle deposit refund. I participated in paid online surveys to raise a little extra money, and discontinued cable in our home. We tried to cut out any extra expenses that we could live without. 6 months prior to our journey, we sold everything in our apartment which brought in a large sum of money for us. We had weekly yard sales, posted on selling apps, and took our expensive items to consignment shops. In my free time, I did hair and makeup on the side to raise extra funds. Whatever money I had left over from my pay check after paying bills went to our travel saving account. At the end of everything, we were able to save over $16,000ย USD for our trip.

3. Book a one-way ticket abroad and home

After we saved and allocated funds for our trip, we vaguely mapped out where we wanted to go and booked a one-way ticket to destination one and a one-way ticket back home from our last destination (essential to finalize our travel insurance). We picked our first destination and the ones to follow based on the best seasons to visit each place. We decided that we would use various means of transportation to travel to each of our destinations including land, water, and air travel. Whenever we needed to fly, we used special websites known for discounted airfare and only booked one-way tickets as we found it to be cheaper; and we often did not require roundtrip tickets being that we moved about.

4. Moved in with family

In efforts to continue saving money, to eliminate a crazy rent expense, and to still live comfortably after giving up all of our furniture, we moved in with family.

5. Purchase luggage

One of the last things we did before we set off on our journey was purchasing backpacking luggage for our family of 3. By trial and error, we practiced how to pack light and carry our backpacks.

6. Doctors appointments and insurance

As it got closer to the time for us to set out on our journey, we went to see our doctors for checkups and to secure medication for our time away. We then purchased inexpensive insurance plans that would cover us if we became ill abroad. A package for 3 people cost $ 150 USDย for 7 months.

7. Book first destination airbnb

A few weeks before departure, we booked a place to stay via airbnb to avoid the hassle of doing so once we arrived at our first destination. During the course of our trip we used airbnb, Homeaway, and locals to help secure accommodation. We often found accomodation ranging from $15 USD per night to $40 USD per night. There were times we could splurge on a nice hotel or home when we came in under budget which was always nice; or we would eat out somewhere fancy which I loved.

8. Set out and stick to the budget

Following these minor steps, we left school and work and set out on our trip. We made sure we stuck to our budget to avoid running out of money. I maintained a notebook to be on task with budgeting and practiced a few routines to help with this. In areas where we needed to exchange money, we did so in the airport to get the best exchange rate. We shopped at local markets, ate the meal of the day whenever we ate out, cooked at home, and brought snacks on outings when we could. We also got accustomed to walking everywhere to eliminate travel expenses and downloaded maps to help us. We tried hard to do much of what a local would do to save money and it all worked out.

Ready to set out with all our luggage and gear

After all, we were able to live very nicely in each destination that we traveled to. In fact we spent about $12,600 for the 7 months we were away, and travled to Peru (Lima, Huacachina, Cuzco, and Puno), Panama (Panama City and Bocas del Toro), Costa Rica (San Jose, Monteverde, and Puerto Viejo), Nicaragua (Managua and Big Corn Island), Colombia (Bogota and Medellin), and Mexico (Playa del Carmen, Cancun, and Tulum). Our expenses for 7 months in all of these regions were equal to the cost for our expenses for 3-4 months in the states. Much of what we did were things that would be difficult for us to enjoy in the states. We got so much for our money and often felt that we were living lavishly. I was lucky to maintain remote employment to save for life when we returned home and to maintain expenses I had including loans, credit cards, and my vehicle that I was unable to sell prior to traveling. I signed up for income-based programs/options wherever possible and everything worked out very easy. The one tip that I will emphasize for anyone interested in trying this out, is researching the expenses for the places you will travel to, and allow yourself enough time to plan and save. I believe I have mastered these steps and feel well prepared to plan and budget for our next trip.

Such a tranquil sight… Big Corn Island, Nicaragua

I hope I have not missed anything but will be sure to add anything I may have forgotten at a later date. If you are interested in more details about blogs I used or websites I found helpful in the course of planning my travel, feel free to message me. Until next time…

Xoxo,

Millennial Mom